Individual Credit: You must complete the Applicant section about yourself and
the Other section about your spouse if:
You live in or the property pledged as collateral is located in a community
property state (AK, AZ, CA, ID, LA, NM, NV, TX, WA, WI),
Your spouse will use the account, or
You are relying on your spouse's income as a basis for repayment. If you are
relying on income from alimony, child support, or separate maintenance, complete the Other
section to the extent possible about the person on whose payments you are relying.
Joint Credit: Each Applicant must individually complete the appropriate section below, If
Co-Borrower is spouse of the Applicant,- mark the Co-Applicant box.
Check below to indicate the type of credit for which you are applying.
This credit union may offer Life / Disability, GAP or Warranty Insurance, but none
is required to obtain credit. If you notify the credit union that you are interested, the credit union will
the cost of the voluntary coverage to you. You must sign a separate election disclosing the terms and conditions
coverage to become effective.