Individual Credit: You must complete the Applicant section about yourself and
Other section about your spouse if:
You live in or the property pledged as collateral is located in a community
property state (AK, AZ, CA, ID, LA, NM, NV, TX, WA, WI),
Your spouse will use the account, or
You are relying on your spouse's income as a basis for repayment. If you are
relying on income from alimony, child support, or separate maintenance, complete the Other
section to the extent possible about the person on whose payments you are relying.
Joint Credit: Each Applicant must individually complete the appropriate section below, If
is spouse of the Applicant,- mark the Co-Applicant box.
Check below to indicate the type of credit for which you are applying.
This credit union may offer Life / Disability, GAP or Warranty Insurance, but none is required to obtain credit.
If you notify
the credit union that you are interested, the credit union will disclose the cost of the voluntary coverage to
You must sign a separate election disclosing the terms and conditions for any coverage to become effective.
Important information about procecures for opening a new account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens and account.
What this means for you: When you open an account, we will ask for name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.